How To Receive Payment Online

October 4, 2008 by NaijaEcash
Filed under: Entrepreneur 

Are you a newbie online Entrepreneur having no clue how to get payments for your online business activities? If you are getting confused with terms such as Merchant Account, Payment Gateway, Third Party Payment Processor and wondering what that has to do with collection of payment for goods and services you render, this post is meant to help you. For well established online entrepreneur, you may find some useful tips in addition to what you already know.

I often receive emails from my readers (especially those from Nigeria) asking for help on how to open a PayPal account or a US bank account. Reading through some of the requests, it is obvious that those asking for help do not even fully understand what their needs are and as such often ask for solution that does not fit their need. So, I will start with a little explanation on what an online entrepreneur requires to collect payment online and then make suggestions on how even a Nigerian Entrepreneur can collect payment online.

Collecting Payment Online
Once you offer products or service for sale online, it is important that you have in place an easy way that your would be customer can pay you for such product or service. However, the system of receiving payment online will largely depend on the kind of customers you deal with and the kind of product/service you offer. Let’s look at some practical examples.

  • My web hosting company NAIRAHOST is owned by a Nigerian and I pay for their services with local currency (Nigerian Naira), by using the banking facility provided in Nigeria. It is smooth and convenient for me. However, their customers outside Nigeria pay with dollars using Credit Cards or PayPal.
  • Of recent, I bought a Toshiba Laptop from BestBuy. The payment was made using a US bank issued Credit Card (this was done on my behalf by a friend).
  • Last week, I paid for a heavy industrial equipment worth several thousands of dollars. Even though the company is online, payment was made via secure Bank Telex Transfer because the amount involved was huge.

From this simple examples, you can see that one payment option may not fit all situations. The nature of your business activities plays a major role in determining what Payment Option your customer will consider suitable. So the first question to ask is; How do my customers want to pay? While there are several payment options such as:

  • Paper Cheque – A paper cheque is written and mailed to you. Not the most convenient or timely option.
  • Wire Transfer (Bank Telex Transfer) – Most suitable for huge amount of money. e.g local bank to a foreign correspondent bank.
  • Credit Cards – Most suitable for any amount of money. eg. MasterCard, VisaCard
  • E-Payments – Highly convenient for small amount of money. eg. E-Gold

I only listed the various options, but time will only permit us to look at just one. So, I will focus on the most common option, being credit card payment.

Credit Card Payments
Statistics have it that 90% of all online sales get settled through credit cards. So if the customers want to pay with their credit cards, you must put in place a facility for accepting credit card. It is a fact that for you to do business with consumers in the developed countries, your online business must be able to accept credit cards as a form of payment. To accept Credit Card payments, you will need to obtain either a personal merchant account or use the service of a third party processor.

What is a merchant account?
This is a special account provided by a bank or financial institution that enables an entrepreneur accept customer Credit Cards and other electronic payments via an e-commerce website. Simply put, it is a special kind of bank account. The process of getting a merchant account can be simple or rigorous depending on the kind of business activity the entrepreneur is carrying out online.

Third Party Credit Card Processors
If your business is small and your monthly turnover is less than five thousand, you may not need to bother about getting a personal merchant account. You can actually start collecting payment online by using the service of a third party Credit Card Processor. When the business turnover grows, you can then obtain your own merchant account. Let look at examples of affordable Third Party Credit Card Processors you can use.

PayPal
This is the most famous of them all. PayPal is a simple and affordable payment solution for new online entrepreneurs. It safes you the high cost and stress often associated with getting a merchant account. Also, PayPal offers different solutions to Online Entrepreneurs. We will take a look at three of them.

  1. PayPal Website Payments Standard: Your customers are afforded the option of payment with Credit Cards or Paypal. The transaction is processed on PayPal secure server.
  2. PayPal Website Payments Pro: Almost the same with above, but the customer does not leave your website at any time. It is quite similar to having your own merchant account.
  3. PayPal Email Payments: This is the most common one. You simply open an account with PayPal and request your customers to pay you using your PayPal account details. This is sufficient for small online businesses who receives payments that are less than a thousand dollars per transaction. However, it is advisable and financially wise to upgrade to either of the two options mentioned earlier as soon as possible.

Advantages of using PayPal: PayPal is about the most popular payment options available online today. It is easy to open an account and the processing of transactions is quite fast. Also, a great number of consumers from the developed nations use PayPal.

Disadvantages of using PayPal: PayPal is not available to entrepreneurs residing in some countries, for example Nigerian Entrepreneurs residing in Nigeria are not allowed to open a PayPal account from Nigeria. Beside this, many former users of PayPal claim that your account can get frozen for a number of reasons and you stand to loose whatever amount of money you have in the account. This can be scary for an entrepreneur. Before choosing PayPal it is advisable that you read reviews on websites such as www.PayPalSucks.com

Note: I am neither promoting nor discrediting PayPal. I use it but cautiously. Also note that the account I use was NOT opened from Nigeria (don’t fall prey to scammers who promise to open PayPal for you in Nigeria. A quick trip to PayPal.com will show you that Nigerians are not accepted for now. If you use a dubious way to open as a Nigerian Entrepreneur who is residing in Nigeria, you stand a higher risk of getting your account frozen).

AlertPay

AlertPay
AlertPay is an online payment service similar to PayPal. It provides individuals and businesses the ability to send and receive payments online without exposing their personal or financial information. The service is being provided by a Canadian privately owned and managed company founded in 2004. It is a rapidly growing leader in online payments. AlertPay offers several options:

AlertPay Personal Accounts

  • Personal Pro Account: If you want to sell something online and you need to get paid in a hurry the Personal Pro Account is the way to go. It gives you the flexibility to send and receive payments and do business using your name. You can open a free account in less than 5minutes by clicking here.
  • Personal Starter Account: If you are skeptical or not sure of where to start, use this option. The Personal Starter account is the ideal account to shop online safely without exposing your financial or personal information. It affords you the opportunity to get cash from your friends and family or send payments online for FREE.

Advantages of opening an AlertPay Personal Account:
1. No cost to send or receive payments
2. Accept numerous payments options.
3. Access to AlertPay Business Tools
4. Free for shoppers
5. Shop online without exposing your financial details.
6. Highly Secure.

AlertPay Business Account
If you own a business and you operate it using a unique business name different from your personal name, then an AlertPay Business account will be a good choice. It is tailored to meet all the needs of your online business. You will have access to numerous online business tools that will help your business grow online.
Advantages of opening an AlertPay Business Account:
• Conduct business under your company name
• Low transaction fees per transaction
• Accept Credit Card payments
• Sub accounts: Manage multiple online businesses with one account
• Website Payments: Buy Now Buttons, Subscriptions and Recurring Payments
• Business Tools: Integrate AlertPay into 3rd party applications
• Mass Pay: Send out payments to groups of people

Naturally, I love AlertPay because they allow online entrepreneurs from all over the world to open an account, Nigerians inclusive.
Note: I maintain an account with AlertPay and participate in their referral program.

There are other third party payment processors like 2Checkout.com, moneybooker.com, ikobo.com etc. But time and space will not permit that I talk about them now. Maybe I will discuss some of them in future post. Wishing you success in your online ventures. See you at the top. Cheers.

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Comments

66 Comments on How To Receive Payment Online

  1. Bola Oluyemi on Tue, 7th Oct 2008 3:50 pm

    2. Great post,this post tell it all as it is.Alertpay any day.Check payment is also good if you don’t have any other source of getting out your payment.

    How have you been?You’ve not been very much around, hope no problem.

    Bola Oluyemis last blog post..Can love impel humans to show outstanding courage?

  2. naijagal on Tue, 7th Oct 2008 6:28 pm

    3. how do you pay by egold or 2checkout in naija?can you pay for hosting that way?

  3. NaijaEcash on Fri, 10th Oct 2008 8:03 am

    4. @Bola
    There is no problem. I’ve been having some good challenges offline. Increase in responsibility in my place of work. I am enjoying it anyway. Thanks for checking on my. You make me feel cared for. Shalom.

    @naijagal
    I think http://www.NairaHost.com accepts e-gold. I will check it out and revert back to you. Thanks for visiting.

  4. naijacampusforum on Tue, 14th Oct 2008 6:57 pm

    5. Thankyou for your post.it an eye opening article.Paypal is the best online payment proccessor but they are not accepting Nigerians.I have heard of this Alertpay and their credibilty.Maybe,I will jion them soon.moneybookers are the most wicked,they accuse Nigeria of terrorism-I hates them.Weldone Man.

    naijacampusforums last blog post..Greenwhitesoft Is Now Live!

  5. Ayo on Thu, 16th Oct 2008 4:42 pm

    6. I got info about alertpay.some guys wanted to dupe me.they wanted to open paypal for me for 50,000.after i heard it’s no longer open for nigeria.everyone should beware.i will register with alertpay.thanks that was a nice post.

  6. seun on Wed, 22nd Oct 2008 5:28 pm

    7. Hello Ayo I saw ur msg.I want u to help me out cos i aslo want to open my alertpay account but i dont know how to help myself out. Thanks

  7. holla on Thu, 23rd Oct 2008 12:42 pm

    8. got ur info about paypal and alert.Hw can I access alert

  8. Emmanuel Ahagbuje on Thu, 23rd Oct 2008 3:39 pm

    9. Thanx 4 dis article.it really was an eye opener 4 me.I
    had tried to use Paypal but realised they weren’t accepting nigerians.God bless you for your efforts good job.

  9. admin on Thu, 23rd Oct 2008 5:26 pm

    10. @Seun and holla
    Simply click on the Alertpay Banner or link. It will take you to the site. Registration is quite straight forward.

    @Emmanuel
    Thanks for the compliment. Cheers.

  10. Oyin on Thu, 13th Nov 2008 3:33 pm

    11. i want to secure an online job an before i can do that i need a means in which i could be paid my cash and i guessed the best way for me in Nigeria is to get a secured online credit card and i do not know how to go it for free ofcourse because of fradstars and if i eventually open how do i get my cash. thanks and God bless you

  11. oyindasade on Thu, 13th Nov 2008 3:58 pm

    12. i applyed for a job online and for me to get paid is difficult i am a Nigerian student and i want to get a secured online credit card i do not know how to get it for free because i do not even have money to pay in the first place e-gold accont is tempoarly suspended and i need to know how i wll get my money if i open the account eventually. thanks and God bless you

  12. NaijaEcash on Thu, 13th Nov 2008 4:49 pm

    13. @Oyin
    I already sent you an email detailing the steps you should take. Basically, Alertpay will help.

    @Oyindasade
    Ask the employer if they can pay to ALERTPAY. If they agree to do that, then you can simply open an free ALERTPAY account and start receiving your payment.
    You can transfer money from your ALERTPAY account to any domiciliary bank account in Nigeria. Hope this clarifies the issue. Cheers ;-)

  13. brandneu on Wed, 19th Nov 2008 4:44 pm

    14. hi,

    if alertpay can be opened by nigerians, does this mean that nigerians with dom accounts or mastercaeds can then make payments online?

    I amased outside nija and looking at starting an online business in nija, cant afford webpay right now but also want to give my clients alternatives to going to the bankto pay for my products dat would mst likely be stated inusd or naira. pls advice by mailing me thanks

  14. Starting An Online Business | Nigerian Entrepreneur on Thu, 20th Nov 2008 5:37 pm

    15. [...] online. Paypal is the most famous, but there are alternatives. You can get more details on how to receive payment online from my previous post on the topic, click the link How to receive payment [...]

  15. raph on Fri, 5th Dec 2008 2:47 pm

    16. I live in Nigeria and I just opened an Alertpay account. Please tell me the details of how I can transfer money from my ALERTPAY account to my domiciliary bank account in Nigeria. Thanks.

  16. NaijaEcash on Fri, 5th Dec 2008 4:00 pm

    17. @raph
    I already answered your question in a comment above.

    You can transfer money from your AlertPay account to a domiciliary account here in Nigeria. I guess I will do a post to give details. Thanks for visiting.

  17. How To Withraw Fund From Your AlertPay Account | Nigerian Entrepreneur on Mon, 8th Dec 2008 1:56 pm

    18. [...] wrote about AlertPay sometime ago in a post titled How to receive Payment Online. AlertPay, which is a Canadian Online Payment Processing Company,  is a competitor to the widely [...]

  18. Yemi on Sat, 3rd Jan 2009 5:14 pm

    19. Hello, pls i live at Nigeria, i opened an alertpay account sometime last year but i was told to get it verified,before i can start using it.Pls can u tell me the quickest way to get my alertpay account verified? Thanks.

  19. Adenuga Sunday joseph on Mon, 26th Jan 2009 10:18 pm

    20. Honestly, this post is very frank, sincere and straight to the point. This is my first time of visiting this site, I stumbled on it through google search. keep up the good work

  20. moji on Mon, 9th Feb 2009 12:47 pm

    21. u are doing a good job, keep it up.

  21. Tokunbo Samsom on Wed, 11th Feb 2009 8:07 pm

    22. Very good presentation. I just want to add a little more info. We have not talked about our local payment processors – Interswitch, Etranzact, valuecard. Also for small internet businesses there is netnaira – a mico payment processor in naira.

  22. izu mou on Sat, 14th Feb 2009 5:47 pm

    23. I won’t advise nigerians to open paypal account.Alartpay is better for Nigerians

  23. akinsebikan orobola on Sat, 28th Feb 2009 7:00 pm

    24. i am new hear and i really love this site but please sir can u pls tell me how to convert my online check recieved from my oline biz to naira.i have a dormicillary accounty with gtb.but i don,t know how to obtain my money from the check given to me.help me pls sir

  24. akinsebikan orobola on Sat, 28th Feb 2009 7:04 pm

    25. this might be crazy but can anybody tell me any online biz sites that really pay people without been dubious cos i don,t wanna fall victim again.help me anybody and i will be happy.

  25. Eddy on Wed, 4th Mar 2009 1:11 am

    26. U ar doing great 4 nigerian guys.in ova 3o minutes of browsing,dis is d only site dat gives advicd wt out askin 4 money.

  26. Eddy on Wed, 4th Mar 2009 1:24 am

    27. Pls can give me d steps 2 follow 2 open an alert pay accout,do i need a bank account here 2.i realy need ur help cos i wana do paid surveys bt i dont know where 2 start from.

  27. NaijaEcash on Wed, 4th Mar 2009 8:45 am

    28. @Eddy
    It is quite simple. Just click on the following link ALERTPAY you will be guided all the way. If you desire to transfer money from your alertpay account to a bank account in Nigeria, then you will need to open a domiciliary account with a bank in Nigeria. Cheers.

  28. bunmi on Thu, 26th Mar 2009 7:03 pm

    29. can you please provide me with other web hosting companies in nigeria

    Thank you

  29. daisy on Mon, 30th Mar 2009 3:11 pm

    30. I saw all your responds about alertpay, but for me it was so difficult for me to open alertpay account. like when i’m trying to open it and reach at ID or passport to proof the address i used in the accout, it seems they regetted my passport .

    pls can you tell me what next i can do to open this account.

    thanks

  30. NaijaEcash on Wed, 1st Apr 2009 3:01 pm

    31. @ Daisy
    You do not need ID or international passport to open the AlertPay account. You will only need those when you want to verify your account.

    Is verifification compulsory? Here is the response from AlertPay website

    Verification of an AlertPay account is not necessary in order to add, withdraw, or transfer funds. We believe verification increases the security of our network as we are able to verify and authenticate users. Although not necessary, verification is highly recommended.

    In some cases, when transactions involve substantial amounts, our security center may ask some members to verify their AlertPay account in order to proceed with their transactions.

    If you would like to become verified, simply follow these steps:

    1. Log into AlertPay
    2. Click on Become AlertPay Verified
    3. Click on Upload Now
    4. Select a document type
    5. Select a form type
    6. Upload scanned document
    7. Repeat steps 2-6 for the next document

    So I suggest you open the free account first by providing the simple details you are required to fill online. Later, you can upload photocopy or scanned copies of your Passport to verify the account. I hope this helps.

  31. chika on Fri, 3rd Apr 2009 4:53 pm

    32. pls sir,
    i want to know the best secure ways on how to use master card to purchase things online. so that people cannot drain-up my account without my notice.
    THANKS

  32. Chijioke on Thu, 23rd Apr 2009 1:24 am

    33. More grease to ur elbows!! This is very encouraging!! This is a perfect example of affiliate marketing!!

  33. NaijaEcash on Thu, 23rd Apr 2009 2:04 pm

    34. @Chijioke
    Thanks for visiting and encouraging me. Cheers.

  34. emmanuel on Fri, 1st May 2009 3:45 pm

    35. Good day sir! of a truth, I have read so many confusing facts about on line money making and how to recieve your pay right here in Nigeria. The point here is this, from the details I have read, I have been made to understand that I will have to own a paypal account alongside with a VISA CARD to enable me cash my money right here in Nigeria. I went on to sign in for a paypal account but couldn`t find Nigeria there in the list of countries. I sincerely need your full assistance on how to go about this whole process. Thank you very much for going through my text.

  35. Ayeni Emmanuel O. on Tue, 21st Jul 2009 5:30 pm

    36. Thanks for the good Job.payment issue requires all hands on desk.Really!

  36. Mikel on Sun, 26th Jul 2009 7:33 pm

    37. I must say this site is just woah.I mean,i have neva taken my time in reading every details in any sites b4.I wish to follow every steps here.Get back to u

  37. gbenga on Sat, 1st Aug 2009 12:07 am

    38. Alertpay no longer transfers money to Nigerian Bank Accounts,,,why?

  38. NAJOPHE KINGGSLEY on Thu, 20th Aug 2009 10:43 pm

    39. What do i do to start earning from my Alertpay account?

  39. belema on Sat, 22nd Aug 2009 9:39 am

    40. I must commend your explanations above.I have been looking to do an online biz but the issue of payments n receipts was a problem.An inline friend directed me to ur site and alert pay.You even explained alert pay better than they did on their site.Opening an account right away….Thanks and more grease to your keyboard.

  40. Victor on Sun, 30th Aug 2009 5:45 pm

    41. Nice and detailed article you have up here. Paypal still remains to be rivalled in online business for now. Just wishing we could find people to challenge its dominance. In my own opinion, Alertpay is just upcoming.

  41. belema on Fri, 4th Sep 2009 11:41 am

    42. Please I need to know how I can deposit money in my alertpay account.Thank you.

  42. seun on Sat, 5th Sep 2009 2:46 pm

    43. Please, I av been having serieas of problems on how to open US bank account, how to withdraw from paypal becos i did not open and verify thru US bank account, and also on HOW TO COLLECT MY MONEY WITH ALERTPAY.
    pLEASE CAN U HELP OUT

    THANKS.

  43. Adebayo on Tue, 8th Sep 2009 1:55 pm

    44. Please I want to open an alertpay account as a Nigerian how do I go about it moreso how do I withdraw after directing money to it.I need step-by-step details(on opening and withdrawing the money to nigerian account) please send feedback to my email

  44. David uk on Thu, 10th Sep 2009 9:39 pm

    45. I luv dis site.

  45. kingsley okoro on Tue, 22nd Sep 2009 1:57 pm

    46. pls, i want to open an account on line from nigeria and to know how to get the cash, i need a direction pls.

  46. EMMA on Sat, 26th Sep 2009 12:55 pm

    47. can i recieve payment thru my credit card here in Nigeria

  47. David on Thu, 1st Oct 2009 4:25 pm

    48. I havn’t had any deal with u, but i just have d impression that you are sincere from ur presentation. Because this is d first time i have heard a Nigerian begin really honest, to say d truth about d much talk about paypal, dat Nigerians are eligibel.No wonder it is said truthful peopel are scare to come by. Friend, I think if u can stick to saying d truth on the net business I do believe dat there are millions of Nigerians out there, like myself who will be more than willing to do business with YOU! KEEP IT UP! I AM yours truly David

  48. Mansheb on Fri, 2nd Oct 2009 6:59 pm

    49. I think etransact.com is much more easier and more convenient. mansheb.com has tutorials for creating your ecommerce website.

  49. Ogu Ikechukwu Robert on Tue, 6th Oct 2009 4:39 pm

    50. Please, I cant log in with my account, i log in with the password i register, it will not accept it. and send an email to them, and rest it. and still cant accept it. so pls help me.

  50. Dunsin Ayeni on Wed, 7th Oct 2009 6:23 pm

    51. Thanks for your good work here.I hope to check in more often now. I will also need the steps on Alert and any clue you ve got on paypal>
    Thanks
    Keep up the good Work.

  51. Adesina Alade on Tue, 20th Oct 2009 12:44 pm

    52. God bless you.Pls how do I create my own site and host it at a minimal cost.THank YOu.

  52. Habeeb Olaiya on Wed, 21st Oct 2009 7:26 pm

    53. im habeeb olaiya, plz i want you to guide me on how to shop with alertpay online. or make payment with alertpay. looking forward to hear from you soon,

    Mobile number: 08087189756

  53. Adesina Alade on Thu, 22nd Oct 2009 1:26 pm

    54. Thanks for sending me the update,but I still need an answer concerning the website.

  54. justin on Sun, 1st Nov 2009 12:38 am

    55. can you please teach me on how i can open a new 2checkout account . i need an free information from you, then if posibble email me on how to also open an payoneer account to, i just want to start an online business and accepting payment is my problem

  55. Mcleo on Tue, 10th Nov 2009 9:36 pm

    56. I wnt 2 knw abt all dis paid to click/read e-mail sites. Are they real? E.g awsurvey,rolex-mails.com

  56. NaijaEcash on Mon, 16th Nov 2009 1:16 pm

    57. @Mcleo
    Thanks for visiting. A pity I don’t know much about paid to click sites. However, I belive someone that do will see your request and respond. Thanks for visiting.

  57. Kunle on Tue, 17th Nov 2009 3:43 pm

    58. I registered with Alertpay for quite some time now. and when I uploaded my photo id and bank account statement, the account was not verified.
    how can you help out.

  58. NaijaEcash on Wed, 18th Nov 2009 2:24 pm

    59. @Kunle
    I think the first point of call is the support service of AlertPay. Folks here on this blog won’t be able to help you with your peculiar situation. I suggest you contact AlertPay support service via email.
    They are in a better position to explain why your account remained unverified even after you have submitted the required documents. Cheers.

  59. Otunba Jide Omiyale on Fri, 20th Nov 2009 11:42 am

    60. NaijaEcash.

    Boy, you are bam. I stunmbled on your site and I have been on it for the past hour. What you are doing here is what some self- styled gurus pack as ebooks and skin fellow Nigerians. And to see that you are so young, theremay yet be hope for Nigeria. May your tribe increase.

    There are questions to ask but will leave that till another day. Today is to praise you and you desrve it,

    continue to be nice.

  60. Otunba Jide Omiyale on Tue, 24th Nov 2009 1:02 pm

    61. Naijaecash,

    Question today.

    I have a reliable brother in USA, how may he assist on this payment palava?
    Can he get a card for me? Is it possible to opena USA account for me?

  61. NaijaEcash on Wed, 25th Nov 2009 4:28 pm

    62. @Otunba
    If you have a reliable brother like you said, then you may want to try using PAYPAL instead of ALERTPAY. Not that Paypal is better, it is just that it is more popular than ALERTPAY and has wider acceptance among merchants online.
    What your brother need to do is open a BUSINESS paypal account, and add an email for you. That will enable you use the paypal account from Nigeria.
    However, he should be ready for reactivation of the PayPal account once a while because PayPal will raise eyebrow and want to verify periodically that truly your brother is in US. This is because IP addresses from Nigeria triggers their system and they will surely want to verify that the account is authentic.
    For me, it is safe to go this way.
    Your brother won’t be able to open a US bank account for you without you being present there. That is the after effect of that horrible 9/11 attack on US. The system is quite tight now.
    Wishing you the very best. Cheers.

  62. Segun on Thu, 17th Dec 2009 5:21 pm

    63. Dear Naijaecash,
    Kudos for ur efforts and openess in some of ur articles. I am a first time visitor to ur blog and i have read ur post on starting out as an internet entrepreneur, starting with a blog..etc
    However, isn’t there any write up that provides a down-to-earth or an A B C of internet entrepreneuring that u can recommend ? particularly for a Nigerian based in Nigeria starting out with little or no knowledge about the terrain.
    Some of the terms here: Paypal, Alert pay, third party processors appear complicated to a newbie or an aspiring internet entrepreneur like myself. I believe they are more suited to persons already in the business.
    Where does the Nigerian banks come in in all these internet payments ? Pls help with something more elementary.
    Thank you

  63. Dantakum on Tue, 22nd Dec 2009 9:42 pm

    64. Hello Bros,
    i have been trying to get into online biz for long my major problem is getting verified by paypal any help?, and do u know any basic book and software on buying old domain?.
    thanks in advance.

  64. tony on Sun, 10th Jan 2010 1:10 pm

    65. thanks for the work u doing.please am trying to verify my alertpay account and i have submitted the required docs but i saw an error message that not all docs have been submitted.and its taking longer time.pls assist on what to do.thanks

  65. forex_noobtrader on Sun, 10th Jan 2010 7:47 pm

    66. @Tony
    Your best option is to send an email to support at AlertPay. Many have complained about their being slow in processing verification.

  66. GadgetStore on Sat, 16th Jan 2010 8:03 am

    67. Nice article. I have an online store at tokoonline88.com. Sometimes my customers do use bank transfer and I can check with the internet banking facility. But if the buyers are from overseas usually I use paypal.

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